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BEST FOR

Supporting businesses with short-term funding and cash flow needs

  • Corporates managing ongoing operational expenses

  • Business require flexible access to working capital

  • Customers with fluctuating cash flow cycles

  • Companies seeking short-tenor funding solutions

Things you should know

  • Revolving Credit Access

    Overdraft facilities allow repeated utilisation within the approved limit, offering ongoing liquidity support.

  • Defined Tenor

    Short Term Loans are structured with a fixed maturity, supporting temporary funding requirements.

  • Customised Structures

    Facility terms may be tailored based on the customer’s operational cycle and financing needs.

About Working Capital Financing

What is Working Capital Financing?

Working Capital Financing provides short-term funding to support daily business operations and cash flow requirements.

How does an Overdraft facility work?

An Overdraft facility allows customers to draw funds up to an approved limit and repay flexibly as cash flows permit.

What is a Short Term Loan?

A Short Term Loan is a fixed-tenor facility, generally not exceeding 90 days, designed for temporary funding needs.

Can facilities be customised?

Yes, facility terms may be customised to align with specific business requirements.

FAQs

What types of working capital facilities are available?

ICICI Bank Hong Kong offers Overdraft facilities and Short Term Loans for working capital needs.

Is the Overdraft facility revolving?

Yes, the Overdraft facility functions as a revolving credit line within the approved limit.

What is the typical tenor of Short Term Loans?

Short Term Loans generally have a tenor not exceeding 90 days.

Can the facility structure be customised?

Yes, facility terms can be tailored based on customer requirements and operational needs.

Disclaimer

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