Things you should know

  • Deposit size applicability

    Standard interest rates apply for deposits below USD2 million or equivalent.

  • Rate changes

    Interest rates are indicative and may be revised by the Bank at any time.

  • Interest calculation

    Interest is calculated on a per annum basis and paid as per the selected payout option.

  • Terms and conditions

    All Fixed Deposits are subject to ICICI Bank Hong Kong branch terms and conditions.

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FAQs

What is a fixed deposit?

Fixed deposit is a savings proposition that can help you improve returns on your savings. Interest rates offered on these deposits vary with the tenure, value and currency of the deposit. In fixed deposit money deposited is held for a fixed term at a fixed interest rate with a penalty applicable on premature withdrawal.

Does the bank offer fixed deposits both on fixed rate and floating rate basis?

Fixed deposits are currently offered to individual customers only on fixed rate basis.

In what currencies can I open a fixed deposit account? What is the minimum deposit requirement?

The currencies acceptable for a fixed deposit account are HKD, USD and RMB. The minimum deposit requirement vary with each currency, you can confirm the minimum deposit requirements by contacting our Relationship Managers or visiting our Branch.

What is the range of tenure for which I can open a fixed deposit account?

You can deposit money for as short a period as 7 days and upto maximum of 1 year.

What are the interest rates offered by ICICI Bank on fixed deposits?

Interest rates offered on these deposits vary with the tenure, value and currency of the deposit. As the rates applicable vary on a weekly basis, you can confirm the interest rates applicable by contacting our Relationship Manager/ Customer Service Manager or visiting us at the Branch. You can also check the rates at Term Deposits Interest Rates page.

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